Helping Southern California Families Buy, Sell & Build Wealth Through Real Estate Since 1979!

With 35 mortgage lenders, we help you find the right financing, whether you're a first-time buyer, moving up, or purchasing investment property.

• FHA Zero Down Payment: fixed rate, minimum 640 FICO.
• FHA 3.5% Down: fixed rate, minimum 640 FICO.
• Conventional and Nonconventional Loans.
• Construction, Development and Investment Loans.
• Hard Money, Private Money and Low Down Payment Programs.

Our Advice: If you have 3.5% down, standard FHA financing may be easier to qualify for and offer a lower monthly payment than zero-down financing.

Rates are examples, not guaranteed current offers. Actual rates, eligibility, and loan terms vary by lender and borrower.

1. Identification: Social Security card and driver's license or green card, as applicable.
2. Income: Last 30 days of paycheck stubs (self-employed: additional documentation).
3. Tax Returns: Two years of tax returns and W-2s (self-employed: up to three years).
4. Retirement Income: Social Security, pension, or disability benefit verification letters, if applicable.
5. Bank Statements: Last month, all pages (self-employed: two months).
6. Investments: Latest 401(k), IRA, or investment account statements.
7. Credit Report: Full three-bureau mortgage credit report, estimated cost $135. You receive a copy.
8. Loan Application: We complete it together using your information.

We review your documents and submit your application to an appropriate lender. Our target pre-approval time is approximately five business days, depending on the lender.

Once approved, you'll know your maximum qualifying purchase price, subject to final underwriting.

Once pre-approved, we review our Buyer Representation Agreement and begin finding your new home.

We Handle Everything!

• Find homes that match your budget and needs.
• Negotiate the best possible purchase price and terms.
• Negotiate up to $30,000 in eligible seller-paid closing costs when possible!
• Coordinate inspections, disclosures, repairs, financing, escrow and title.
• Guide you through final walkthrough, loan documents and closing.
• Hand you the keys to your new home!

Seller-paid closing costs are negotiable, not guaranteed, and subject to lender limits.

Over 47 Years of Real Estate Experience!

Jesse Torrero has been helping Southern California buyers and sellers since 1979, with approximately 38 years of mortgage financing experience and access to 35 lenders.

Broker/Owner:

• Your Home Sold Guaranteed Real Estate & Loans
• WINWINWIN Group Commercial

California DRE #00963885

We don't just sell homes. We teach our clients how to build long-term wealth through real estate!

Gather your financial documents and schedule a personal consultation. We'll review your financing options and introduce you to our exclusive VIP Buyer and Seller Programs.

CALL OR TEXT JESSE T: 818-800-1343

Jesse Torrero — Broker/Owner Since 1979

Find us on Google: Your Home Sold Guaranteed Real Estate

Find us on YouTube: Your Home Sold Guaranteed Or I'll Buy It Jesse T

GET PRE-APPROVED TODAY — YOUR NEW HOME IS WAITING!

For your security, financial documents should be provided through a secure upload or at your appointment.

Get the Highest Possible Market Price. Protect Your Equity. Sell With Confidence!

We'll evaluate your home, estimate your selling costs, and show you how much money you could walk away with!

• Should you sell now or wait?
• Are you leaving money on the table?
• Should you make repairs before selling?
• How do we find serious, qualified buyers?
• What happens if your buyer cancels or your home doesn't sell?
• How much will selling cost, and how do we protect your equity?

OUR GOAL: Sell your home quickly and efficiently, with security, certainty, convenience, and the best possible financial outcome.

GET YOUR FREE HOME VALUE & EQUITY REPORT!

Low Down Payments! Zero Down Options! VIP Buyer Savings!

We'll help you answer the most important homebuying questions:

• How much home can you afford?
• What will your monthly payment be?
• Can you buy with little or no money down?
• Can your mortgage payment be close to your rent?
• Who pays your closing costs?
• How much cash will you need?
• How do we get you lender pre-approved?
• How does our VIP Buyer Program protect you and save you money?

GIVE US 15 MINUTES! We'll help you discover what you can afford, estimate your monthly payments, and identify loan programs you may qualify for.

YOUR HOME SOLD GUARANTEED REAL ESTATE & LOANS

JESSE T — BROKER/OWNER SINCE 1979

CALL OR TEXT: 818-800-1343

Nearly 50 Years of Southern California Real Estate Experience!

Since 1979, Jesse T has helped VIP Buyers and Sellers successfully close thousands of real estate transactions while providing mortgage financing services.

A veteran Broker/Owner, Jesse has worked with Red Carpet Realty, Century 21, RE/MAX, and Fred Sands, and has owned and operated up to 5 real estate offices and 2 mortgage offices.

Today, he leads Your Home Sold Guaranteed Real Estate & Loans and WINWINWIN Group Commercial Real Estate & Loans.

His professional team includes real estate agents, administrative staff, transaction coordinators, escrow and title professionals, inspectors, contractors, and legal, tax, financial, and notary service providers.

Experience. Knowledge. Results. Since 1979.

California DRE License #00963885

We help you get lender pre-approved, find your dream home, negotiate the purchase, and get the keys! Then we teach you 10 real estate wealth-building strategies to help secure your family's financial future.

OUR VIP BUYER GUARANTEE: Not happy with your home? We'll buy it back under our written guarantee terms!

Our 22-Point VIP Seller Program delivers old-school personal service with powerful guarantees:

• Price Guarantee: We may cover some or all of an eligible shortfall from your listing price.
• Purchase Option: We may buy your home if an acceptable offer isn't secured.
• Time Guarantee: Sell within our agreed timeframe or qualify for our free-selling guarantee.
• Service Guarantee: If we fail to meet our written commitments, you may receive cash compensation and cancel.
• Qualified Buyers: We prioritize lender-pre-approved buyers before showings and offers.

OUR PROMISE: MORE CERTAINTY. LESS RISK. BETTER SERVICE.

All guarantees and purchase options are subject to eligibility, conditions, and written agreements.

For over 20 years, Jesse Torrero has fought to protect children from human trafficking.

Through the Coalition Against Human Trafficking (C.A.H.T.), Jesse helped establish an early LAPD Human Trafficking Task Force, participated in law enforcement operations, helped rescue children, and supported efforts that led to hundreds of traffickers being prosecuted.

Recognized by Los Angeles mayors and city officials, Jesse also educated thousands and produced and starred in HUNTER: Hunting Down Traffickers, featured on DalyPlay TV and Roku.

TODAY, THE MISSION CONTINUES!

For every real estate closing, Jesse pledges $500–$10,000 from his commission, based on the sale price, to support C.A.H.T.'s mission and anti-trafficking efforts.

WHEN YOU BUY OR SELL WITH JESSE T, YOU HELP FIGHT HUMAN TRAFFICKING AND PROTECT CHILDREN!

Why use yesterday's real estate methods when you can have tomorrow's AI technology working for you TODAY?

At Your Home Sold Guaranteed Real Estate & Loans, we combine nearly 50 years of experience with cutting-edge Artificial Intelligence to help our VIP Buyers and Sellers make smarter, faster, more profitable real estate decisions.

• Discover Hidden Opportunities: Identify potential off-market homes, foreclosures, and properties before they reach the MLS.
• Instant Price-Drop Alerts: Get notified when homes matching your criteria are reduced.
• Precision Home Searches: Target specific neighborhoods, ZIP codes, prices, and property features.
• AI-Assisted Financing: Explore loan options through our network of 35 lenders and streamline your pre-approval process.

• AI-Powered Marketing: Target potential buyers most likely to be interested in your property.
• Smarter Pricing Strategies: Analyze market trends, competing listings, and buyer activity.
• Automated Buyer Follow-Up: Respond to inquiries faster and help identify serious prospects.
• Greater Exposure: Combine digital marketing, AI technology, and experienced negotiation.

Less Guess work. Less Stress. More Opportunities. Better Decisions.

JESSE T — YOUR AI-POWERED REAL ESTATE & LOAN BROKER!

CALL OR TEXT: 818-800-1343

SELLERS: Our AI-powered marketing system taps into our database of 7,000+ buyers, helping us match qualified prospects with our listings — sometimes even before a home officially hits the market! We expand our reach through social media, TV, radio, and digital marketing.

BUYERS: Our AI technology identifies potential off-market homes, motivated sellers, REOs, notices of default (NODs), pre-foreclosures, foreclosures, auctions, and price reductions — uncovering opportunities traditional searches may miss.

BUYING OR SELLING? GIVE US 15 MINUTES!

Discover how our technology can work for you. Request our complete VIP Buyer or Seller Presentation.

CALL OR TEXT JESSE T: 818-800-1343